No waiting periods on crowns, root canals, and dentures. Get $5,000 in day-one coverage starting tomorrow.
Independent Advisory — We Shopped Every Carrier

Join Thousands of America's Seniors Choosing This Full Coverage Dental Insurance With No Waiting Period.

One crown costs $1,000–$3,000 without coverage. The Mutual of Omaha $5,000 PPO Plan covers major work from day one — with zero waiting periods on anything. No exams. No paperwork. Cancel anytime.

Senior woman smiling at dental office
Get $5,000 in Full Coverage Dental Insurance Starting Tomorrow

Instant Approval · Zero Waiting Periods · Secure 100% Online Enrollment

$5,000 annual benefit
No waiting period on any procedure
Coverage starts tomorrow · $72/mo
A+ rated carrier · Trusted 100+ years
Joyce
Have a question? Ask Joyce — no phone call needed.
● Joyce is Live — 0 min wait
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★★★★★
4.9/5 · 1,827 seniors enrolled this month
★★★★★

"My dentist said this is one of the better plans they see seniors come in with."

Robert C. — Georgia
★★★★★

"Needed a crown immediately. Got this plan, had the crown done the following week. No questions asked."

Frank D. — Michigan
Featured Carrier
🦷
Mutual of Omaha®
In business since 1909 · A+ AM Best Rating
$5,000Annual Benefit
Day 1Coverage Starts
$72Per Month
Watch Before You Enroll

Joyce Explains Everything in 60 Seconds

Why most dental plans make you wait 12–18 months — and why this one doesn't.

Joyce
Joyce — Licensed Insurance Advisor
Most people watch this before enrolling — it answers the top 3 questions seniors have.
⏱ 60 seconds · No phone call needed
Start My Enrollment Now →
Takes 2 minutes · Secure online enrollment · Cancel anytime
Prefer to enroll by phone? 📞 Call 866-431-5419
Mutual of Omaha PPO Network
Is Your Dentist Already in Network?
Most dentists nationwide are already covered — search your zip code to confirm.
🔍 Find a Dentist Near Me →
Opens in a new window · Free to search · No login required
Why Seniors Choose This Plan

Dental Coverage That Actually Works

Most plans make you wait 12–18 months. This one doesn't.

No Waiting Periods

Every procedure covered from day one — cleanings, crowns, root canals, and dentures. No delays.

$

$5,000 Annual Benefit

4–5x more than typical dental plans. One uninsured crown can cost more than an entire year of premiums.

Coverage Starts Tomorrow

Next-day effective date available. Apply today, use your plan at the dentist as soon as tomorrow morning.

🦷
Mutual of Omaha PPO Plan

What's Included in Your Dental Plan?

Everything below is covered from Day 1 — no waiting periods on anything.

Preventive Cleanings
Oral Examinations
X-rays
Fillings
Crowns
Root Canals
Bridges & Dentures
Simple Extractions
Surgical Extractions
Periodontics
Emergency Treatment
Up to $5,000 Annual Benefit
💡 Unlike most competitors — all of the above is covered from Day 1, with no 6–18 month waiting period.
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Choose Your Plan

Two Plans. One Carrier. Zero Waiting Periods.

Both plans cover crowns, root canals, dentures, and cleanings from day one — the only difference is how much the plan pays.

Mutual Dental
Protection℠
Best if you mostly want cleanings and backup coverage.
Average monthly premiums starting at
$32 /mo
100% preventive — cleanings & x-rays
50% basic services from day one
20% major work — crowns, dentures
Up to $1,500 · $3,000 · $5,000 annual max
No waiting periods on anything
Start My Enrollment →
Day 1 coverage · Enroll 100% online
★ Most Popular
Mutual Dental
Preferred℠
Best if you expect crowns, root canals, or dentures.
Average monthly premiums starting at
$72 /mo
100% preventive — cleanings & x-rays
80% basic services from day one
20% major work — crowns, dentures
Up to $1,500 · $3,000 · $5,000 annual max
No waiting periods on anything
Start My Enrollment →
Day 1 coverage · Enroll 100% online

When is this plan right for you?

Any time — and that's the point. Most dental plans lock you out for 6–18 months before covering anything major. This plan covers everything from day one — cleanings, fillings, crowns, root canals, and dentures. Enroll today and you could be at the dentist as soon as tomorrow morning.

Why get dental coverage now?

Because dental problems don't wait. A single crown without coverage can cost $1,000–$3,000 out of pocket. A root canal can cost even more. With the Preferred plan at $72/month, one procedure can pay for an entire year of premiums — and then some. Don't wait until something hurts to find out you're not covered.

Start My Enrollment →
No phone call required · Enroll 100% online · Takes 2 minutes

"If you've ever been told to wait 12–18 months for a crown — this is why."

Side by Side

Day One Coverage vs. Typical Plans

This is why thousands of seniors are switching.

Typical Dental Plans
12–18 month wait for major work
Cleanings only for first year
Fillings delayed 6–12 months
Crowns delayed 12–18 months
$1,000–$1,500 annual maximum
Mutual of Omaha PPO
Everything covered from day one
Cleanings 100% covered day one
Fillings & crowns covered day one
Root canals covered day one
$5,000 annual benefit
Start My Enrollment →

Thousands enrolled this year alone

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Member Story
"
Between my husband and me, we have saved thousands of dollars — and I have referred every friend I know. This is the best plan ever.
★★★★★

Ann E. · Murrells Inlet, SC · Verified Member

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If you want coverage like Ann's, call to enroll here →

Happy senior couple covered by Mutual of Omaha dental plan
⭐ 5-Star Verified Review
Simple Process

Two Steps to Coverage

No paperwork. No waiting rooms. Done in minutes.

1

Choose Your Plan

Pick Protection or Preferred — both have zero waiting periods and coverage starting tomorrow.

2

Enroll & Get Covered

Complete enrollment online in 2 minutes. Next-day effective date available.

Our Independent Assessment

Why We Recommend Mutual of Omaha

We compared every major dental carrier available to seniors. Here's why this one stood out.

🏆

True Day-One Major Coverage

One of the only plans that covers crowns, root canals, and dentures from the very first day — no waiting period on anything.

💰

Higher Benefit Than Most Competitors

$5,000 annual benefit is 4–5x more than what most plans offer seniors. One crown alone can exhaust a typical plan's limit.

📍

Accepted Nationwide

Accepted by thousands of dentists across all 50 states. Chances are your current dentist is already in the network.

Real seniors using this plan for crowns, root canals, and dentures.

What Our Members Are Saying

Margaret T. — Florida
I had a crown done the very next week after enrolling. Not one penny out of pocket. I couldn't believe it.
Harold B. — Arizona
Medicare doesn't cover dental at all. This plan saved me over $3,000 last year alone. Worth every penny.
Dorothy K. — Texas
The agent explained everything clearly. I enrolled, got my card, and was at the dentist three days later.
Shirley M. — Ohio
I was skeptical at first. So glad I signed up. Two root canals covered, zero waiting period.
Robert C. — Georgia
Best $60 a month I spend. My dentist said this is one of the better plans they see seniors come in with.
Barbara L. — Nevada
Called Monday, enrolled Tuesday, at the dentist Thursday. Incredible how easy it was.
Margaret T. — Florida
I had a crown done the very next week after enrolling. Not one penny out of pocket. I couldn't believe it.
Harold B. — Arizona
Medicare doesn't cover dental at all. This plan saved me over $3,000 last year alone. Worth every penny.
Dorothy K. — Texas
The agent explained everything clearly. I enrolled, got my card, and was at the dentist three days later.
Shirley M. — Ohio
I was skeptical at first. So glad I signed up. Two root canals covered, zero waiting period.
Robert C. — Georgia
Best $60 a month I spend. My dentist said this is one of the better plans they see seniors come in with.
Barbara L. — Nevada
Called Monday, enrolled Tuesday, at the dentist Thursday. Incredible how easy it was.
James P. — California
Two years in. Never had a claim denied. They just pay it. Simple as that.
Ruth A. — Tennessee
My dentist was amazed this covered dentures on day one. Said most patients wait 18 months elsewhere.
Frank D. — Michigan
Needed a crown immediately. Got this plan, had the crown done the following week. No questions asked.
Juanita R. — New Mexico
The prices are fair and they are with you when no one else is. This company always comes through.
Hugh S. — Colorado
We love this plan. Saved us literally thousands of dollars. So easy to understand and use.
Hope W. — Florida
My dentist says it's better than some insurances. Everything at the dentist is discounted. Works for me.
James P. — California
Two years in. Never had a claim denied. They just pay it. Simple as that.
Ruth A. — Tennessee
My dentist was amazed this covered dentures on day one. Said most patients wait 18 months elsewhere.
Frank D. — Michigan
Needed a crown immediately. Got this plan, had the crown done the following week. No questions asked.
Juanita R. — New Mexico
The prices are fair and they are with you when no one else is. This company always comes through.
Hugh S. — Colorado
We love this plan. Saved us literally thousands of dollars. So easy to understand and use.
Hope W. — Florida
My dentist says it's better than some insurances. Everything at the dentist is discounted. Works for me.

Ready to Get Covered?

Coverage starts as soon as tomorrow. No waiting periods. No surprises.

Start My Enrollment →

Thousands enrolled this year alone

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Most people ask this before enrolling… "Does this cover crowns right away?" Ask Joyce by voice or chat — no phone call needed.
Connected to Joyce

Ask Joyce anything about coverage, waiting periods, costs, or how to enroll.

Joyce